Remember banks and investment companies want to lend money, so do not be afraid to approach them!

Investment banks help companies and governments and their agencies to raise money by issuing and selling securities in the primary market.They assist public and private corporations in raising funds in the capital markets (both equity and debt), as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions.

Investment banks also act as intermediaries in trading for clients. Investment banks differ from commercial banks, which take deposits and make commercial and retail loans. In recent years, however, the lines between the two types of structures have blurred, especially as commercial banks have offered more investment banking services.

A merchant bank is a traditional term for an Investment Bank. It can also be used to describe the private equity activities of banking.

Commercial banking can also refer to a bank or a division of a bank that mostly deals with deposits and loans from corporations or large businesses, as opposed to normal individual members of the public.